If you are an employed vet, proving your affordability and employment history to lenders is much more straightforward. Typically, you’ll need to provide three months’ worth of payslips, a P60 if you have it, and bank statements. However, things can get much more complicated when you are a new or self-employed vet, or if you run your own veterinary practice – which is the case for many people in the profession. If this is the case for you, you can expect to have to answer more questions during the application process, making things tricky.  

Coming to a specialist broker for vets can help streamline the entire mortgage process, removing a lot of the hassle and stress that these professionals often face when they go down traditional borrowing routes. Typically, you will need to provide SA302 information, bank statements, up to three years of accounts, proof of how well your practice is doing, and sometimes even your profit projections for upcoming years. Traditional lenders will rarely look twice if you don’t have this information available, which can be disheartening.

At Professional Mortgages, we and our lender partners understand that not everyone has this information available. We help every vet that comes to us on a case-by-case basis, ensuring that we’ll find a mortgage solution that works for you. Say goodbye to discriminatory mortgage application processes and say hello to a brighter future with our help!