Expert Mortgage Brokers For Pharmacists
50,000+ mortgages placed
20,000+ satisfied clients
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Your pay can be complex and come from multiple sources, making it challenging to fulfil the affordability criteria that these lenders demand. You might be employed by the NHS doing extra bank work on the side, you might be employed by a high street pharmacy, or you might even be a business owner yourself – and when it comes to nailing down that mortgage, there is a lot involved.
This is why contacting expert pharmacist mortgage brokers like Professional Mortgages is your best bet. We have a deep understanding of what it takes for a pharmacist to secure a mortgage, and we take great care to ensure we get the best deals for you.
We’ve been helping healthcare professionals, including pharmacists, secure mortgages for over 20 years now, helping them get a step on and up the property ladder. We have developed strong relationships with specialist pharmacist mortgage lenders who understand the intricacies of your earnings.
Skip the frustration of working with high street lenders and contact Professional Mortgages for assistance today!
Income Types For Pharmacists
Traditional lenders take a cookie-cutter approach to mortgages and rarely look at the person behind the application. There are a few different ways a pharmacist can earn a living, and some of these can make it difficult for lenders that aren’t specialised in this area to assess your affordability to borrow.
For pharmacists, getting approved for a mortgage can be complex when you rely on traditional lenders. You might be employed by the NHS, a business owner, or be classed as self-employed as a company owner yourself.
Mortgage Enquiry Form
You might be employed by the NHS, working in either a GP practice or a hospital. While this might seem straightforward on paper, it can be more complex. For those working at a GP surgery, it is relatively easy, but for hospital pharmacists within the NHS, it can be complicated. Your shift patterns might vary, you might take on ad-hoc bank or locum work, which can lead to a variable monthly payslip listing different income sources, which can be tricky to decipher for those not in the know.
Outside the NHS, there are pharmacists working in high street pharmacies who might be employed or self-employed as a company owner. In the case of being employed, proving your affordability is done using bank statements and payslips. For company owners, it’s done through SA302 information.
At Professional Mortgages, we understand that depending on where you are in your career journey, you might not have the evidence you need to appease regular lenders. That’s why our specialists look at each application individually. Let us help you find a mortgage that works for you!
I was given a selection of mortgages to choose from
& help picking the right mortgage for
my situation and needs. Highly recommeneded
Why Use Professional Mortgages?
Here at Professional Mortgages, we know that life can be hectic when you work as a pharmacist. That’s why we want to remove the hassle of applying for a mortgage.
If you approach a high street bank for a mortgage, you will likely face rejection. This isn’t because you can’t afford to borrow money but because these types of lenders don’t understand the complexities of your income structure and only take your information at face value. At Professional Mortgages, we think you deserve better than that.
Our highly experienced mortgage brokers have been in this game for more than 20 years and have valuable knowledge about your industry to negotiate with lenders on your behalf. We will work hard to secure you a mortgage deal from a reputable lender that takes into account your current financial situation and your future. This helps us get you a mortgage offer at an interest rate that works for you, meaning nothing will hold you back from progressing up the property ladder.
It doesn’t matter if you are a first-time buyer, looking to relocate, upsize, downsize, remortgage your current property or invest; we can help you with whatever your goals are.
8 reasons why is makes sense to use Professional-Mortgages.co.uk
Our Experience
We’ve got two decades of experience helping healthcare professionals secure mortgages of up to six times their income. We understand what high street banks don’t. .
100% Online Service
We know that pharmacist shift patterns aren’t always nine to five. That’s why our service is completely online. Our advisors are available around the clock at a time that suits you.
Understanding of Earnings
Our brokers understand that your pharmacist earnings aren’t always straightforward, and this knowledge puts us in the best position to negotiate for a mortgage on your behalf.
Easy Process
We’ll handle the whole application process. You won’t have to lift a finger.
It's Free
We don’t charge you for our services unless your case is particularly complex. We work on commission.
Personal Mortgage Advisor
You’ll be given your very own mortgage advisor who understands your work as a pharmacist and who will be able to guide you through the process, giving you the advice you need.
Saves Time
Filling out forms and trawling the internet for deals can be a painstaking and time-consuming process. We’ll handle every aspect, saving you time.
Good Relationships with Reputable Lenders
We’ve established strong relationships with mortgage lenders that specialise in providing mortgages to pharmacists, so we’ll help you get a better deal.
We can help you with all your mortgage and investment
needs at every stage of your financial journey
How We Operate: The Professional Mortgages Process
Getting a mortgage as a pharmacist couldn’t be more simple with Professional Mortgages:
Get in touch
Contact us via phone, email, or contact form to get the ball rolling. We'll then arrange a time that works for you to chat through your needs. We're available at weekends, in the evening and outside traditional working patterns.
Initial Meeting
We'll meet over the phone or via video call to explain our process to you. Here, we'll gather all the information we need to secure you a mortgage deal.
Review your options
Once a mortgage offer comes in, we'll be in touch so you can review it. We'll also explain the terms and conditions to you so you have a full understanding of how things will work. Once you accept, we'll handle the rest.
Boost Your Chances Of Getting A Mortgage With Our FREE Guide.
Our free guide tells you everything you need to know to increase your chances of getting a mortgage as a pharmacist working in the UK. There are some basic things you can do to increase the likelihood of being approved. Enter your email address in the box below to download our free guide.
