When you go to high street lenders alone, they ideally want to see that you have a steady income stream that stays the same each month and that you have a solid employment history that hasn’t changed too much over the years. Their approach doesn’t look at the individual behind the application, which can lead to a lot of unnecessary back and forth and, ultimately, rejection. When you have the team at Professional Mortgages in your corner, this isn’t the case. We’ve built up close relationships with account managers who will look at your circumstances on an individual basis.

The nature of qualifying and working as a dentist means that you could have a variable income that changes month to month, thanks to additional contract work. You might have moved around a lot due to short-term contracts that are common early on in your career, and you might have multiple sources of income. All of this can be taxing for lenders to get their heads around if you approach them on your own.

On top of this, many lenders ask for two years of accounts to assess your affordability, which may not be possible if you’ve recently qualified, have entered into a partnership, or are a new practice owner.

When you turn to a specialist mortgage broker like us, you can rest assured that you are in good hands. We have a deep understanding of the dental profession, and the lenders we work with look at each application individually, which means we can access bespoke mortgage deals that work for you. Getting access to mortgages for dentists doesn’t have to be complicated when you have Professional Mortgages on your side!